Bank of India (BOI), one of India’s leading Public Sector Banks, has released the official Credit Officer Recruitment 2026 notification under Project No. 2026-27/01. The recruitment aims to fill 779 Credit Officer vacancies in the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates with the required educational qualifications and relevant banking experience can apply online through the official BOI Careers portal.
Recruitment Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Project No. | 2026-27/01 |
| Post Name | Credit Officer (General Banking Officer Stream) |
| Total Vacancies | 779 Posts |
| Scales | MMGS-II, MMGS-III & SMGS-IV |
| Job Location | Across India |
| Application Mode | Online |
Vacancy Details
- Credit Officer (MMGS-II): 677 Posts
- Credit Officer (MMGS-III): 61 Posts
- Credit Officer (SMGS-IV): 41 Posts
Total Vacancies: 779
Important Dates
- Notification Release Date: 29 June 2026
- Online Application Start Date: 30 June 2026
- Last Date to Apply Online: 20 July 2026
- Last Date for Fee Payment: 20 July 2026
- Online Examination: To be announced separately.
Candidates are advised to complete the application process well before the closing date to avoid last-minute technical issues.
Educational Qualification
Candidates should possess:
- Graduation in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD candidates) from a recognized University.
OR
- Professional qualifications such as:
- CA
- CMA (ICWA)
- CS
- CFA
Preferred qualifications include:
- MBA / PGDM
- Master’s Degree in Banking, Finance, Commerce, Marketing, or Credit-related disciplines.
Relevant post-qualification experience is mandatory and varies according to the scale applied for.
Age Limit (As on 01 June 2026)
- MMGS-II: 25 to 32 Years
- MMGS-III: 28 to 38 Years
- SMGS-IV: 32 to 45 Years
Age relaxation is applicable as per Government of India rules.
Selection Process
The selection process may include:
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
If both stages are conducted, the final merit will be prepared based on the weightage specified in the official notification.
Salary
Selected candidates will receive attractive pay scales:
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
Additional benefits include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Special Allowance
- Medical Benefits
- Leave Travel Concession (LTC)
- Provident Fund
- Gratuity
- Other allowances as per BOI rules.
Application Fee
- General / OBC / EWS: ₹850
- SC / ST / PwBD: ₹175
How to Apply
- Visit the official Bank of India Careers portal.
- Open Recruitment of Credit Officers in General Banking Officer Stream – Project No. 2026-27/01.
- Register using a valid email ID and mobile number.
- Fill in the online application form.
- Upload the required documents.
- Pay the application fee online.
- Submit the application before 20 July 2026.
- Download and print the application confirmation for future reference.
Important Links
Official Bank of India Website: https://bankofindia.co.in
Official Careers Page: https://bankofindia.co.in/career
Apply Online: Available under “Recruitment of Credit Officers in General Banking Officer Stream – Project No. 2026-27/01” on the official BOI Careers portal.
Note
This recruitment is intended for candidates with the prescribed educational qualifications and relevant banking/credit experience. Applicants should carefully read the complete official notification and ensure they satisfy all eligibility conditions before submitting the online application.